Payment Fee Advocacy

Stop overpaying your payment processor.

NegotiPay negotiates directly with your third-party payment processor to reduce or eliminate the fees charged on every transaction — ACH, credit card, or any platform you use. You pay nothing unless we win.

We work for you — not your processor.

Start for Free → See how it works

Upfront cost

No win

No fee — ever

Any

Payment platform

We negotiate fees across

All platforms covered

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ACH Payment Processors

Nacha, Dwolla, and others

Covered

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Credit Card Processors

Interchange, processing & gateway fees

Covered

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Third-Party Payment Platforms

Any platform charging transaction fees

Covered

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Zero upfront cost. We only collect a commission when we successfully reduce or eliminate your fee. No results — no invoice.

How It Works

Four steps to keeping more of what you earn.

Simple process. Zero upfront risk. We do the heavy lifting — you see the results.

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Tell Us About Your Fees

Fill out our short intake form. Tell us which processor you use, what fees you're being charged, and your approximate monthly volume. No commitment required.

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We Assess Your Potential

We review your situation and tell you exactly what we believe we can negotiate on your behalf — before you sign anything. Full transparency upfront.

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We Negotiate for You

Sign a simple agreement and we go to work. We leverage deep industry knowledge to negotiate directly with your processor while you stay focused on running your business.

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You Keep More

Once a reduction is confirmed you start saving immediately. We only collect when you win. If we don't deliver a result, you owe us absolutely nothing.

Why NegotiPay

An insider who knows exactly how these systems work.

NegotiPay was founded by an industry veteran with deep inside knowledge of how payment processors set and flex their fee structures. We know the levers, the language, and the room for negotiation that most businesses never know exists.

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Performance-Only Model

We have zero incentive to waste your time. Our entire model is built on winning. If we don't reduce your fee, we don't get paid — period.

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Deep Industry Knowledge

We know how processors structure their fees, where flexibility exists, and how to make the case for a reduction that sticks long term.

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We Work for You — Only You

We represent the vendor side exclusively. We work for you — not your processor. Our loyalty is entirely to the client we're advocating for, full stop.

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Simple, Transparent Terms

One clear agreement. No hidden fees, no fine print, no ongoing retainer. You know exactly what you're signing before you sign it.

FAQ

Questions we always get.

Which payment processors do you work with?+

We work across ACH payment processors, credit card processors, and any third-party payment platform that charges transactional or processing fees. If you're being charged a fee to receive or process payments, we want to hear from you.

Is there really no upfront cost?+

Correct — zero. We do not charge a retainer, consultation fee, or any upfront payment. The only time you pay NegotiPay is if we successfully reduce or eliminate your fee. No results, no invoice.

How do you get paid if there's no upfront fee?+

We operate on a pure performance model — we collect a commission based on the savings we secure for you. The details are laid out clearly in our engagement agreement before you sign. If we don't win, we don't earn.

What if you can't get my fee reduced?+

Then you owe us nothing at all. That's the entire foundation of our model. We only get paid when we deliver a result — which means we have every reason to fight hard on your behalf on every engagement.

Will this disrupt my current payment setup?+

No. NegotiPay negotiates your fee structure without touching your existing payment operations. Your payments continue as normal — we are only working on the cost you pay, nothing else.

How long does the process take?+

Timelines vary by processor and account specifics but we move as efficiently as possible. Once the engagement agreement is signed and we have what we need, most engagements resolve within a few weeks.

Get Started

Find out how much you could save.

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No cost to start. We assess your potential and tell you what we think we can do — before you sign anything.

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Zero risk. You only pay if we successfully reduce or eliminate your fee. No results means no invoice — ever.

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Fast response. We reply to every inquiry within one business day — no automated runaround.

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Industry insider. We work for you — not your processor. Built by an insider who knows exactly how these fee structures work and where the room to negotiate exists.

Tell us about your fees

Free assessment — no commitment required

* Required fields

First Name

Last Name

Company Name

Email Address

Phone Number

Primary Platform You Receive Payments Through

Approximate Monthly Transaction Volume

Anything else we should know?

We'll respond within one business day. Your information is never shared or sold.

Thank you — your inquiry has been received. A member of the NegotiPay team will be in touch within one business day to discuss your savings potential.